Financial Advice For Where Life Takes You.

We work together to help you make smarter financial decisions.

Together We Build Financial Plans To Live By.

We Create Personal Financial Plans For One All Inclusive Flat Fee.

Financial Plans

Our signature Derive Five Financial Plan covers taxes, cash flow, goals, investments, and risk management.

Investment Advice

Our financial plans include investment advice and management of your portfolios. One flat fee covers it all.

One to One Relationship

Receive consistent advice from a Certified Financial Planner™ specifically tailored to your goals and objectives.

Design A Plan You can understand.

We Craft A Plan Guided By Real Life Events

Select Your Goals:

Truly Personal Advice

We provide specific advice by a Certified Financial Planner.

Multiple Scenarios

Each plan analyzes various options & outcomes.

Stress Test

We analyze vulnerabilities for worse case scenarios.

Fluid Design

As life changes so does your plan. We adjust on demand.

We Want You Feeling Great About Your Advisor.

Ryan Miyamoto, CFP, MBA

Greetings!  I founded Derive Wealth to provide financial advice the right way: by focusing 100% on you.

I've worked my way through large corporations and always felt clients took the back seat.  It's time your interests are top priority.

Learn more about flat fee financial advice and the Derive Wealth difference.

Work With Us For One Flat Fee.

No Percentages. Just One Transparent Flat Fee.

Starting at $350 Per Month.

Dealing with your finances is hard enough. Trying to figure out how much you are paying should not be.

I believe in an easy to understand, flat fee pricing structure based on the complexity of your financial situation, not the amount of money you have.

We Help You Invest Confidently.

We Align Your Investment Strategy With Your Financial Plan

Investment Strategy

Coordinating how you invest with your personal goals is central to achieving the results you want. We manage money for clients with a specific Core and Satellite Investment Strategy - all for one flat fee.

We Know It’s A Big Decision.

We Are Human Too. Any Question Is Fair Game.

It is a big decision to hire someone, let alone when it comes to your money. Let us help shed some light.

  • Our fee structure is as simple as it gets. We charge a flat fee paid by credit card or from your investment account (optional). There are no commissions or percentages for managing investments.

  • We pride ourselves on being accessible when you need us. You can reach out to us anytime. Outside of on-demand issues, your frequency of meetings with us will be between 2x to 4x annually.

  • No. We are not CPA’s and do not prepare tax returns. However, we partner with numerous CPA’s and help create projections to understand your deductions and tax strategies.

  • No. However, we can point you to organizations and other advisors who do if desired.

  • Yes! We can help manage your investments with a limited power of attorney and using our custodian Charles Schwab Institutional. Alternatively, you can select any platform you like and we can provide investment recommendations.

How To Get Started

Get Started in 4 Easy Steps:

1.

Introduction

2.

Pricing

Select from one of our three pricing tiers

3.

Data

Submit your financial data and personal goals

4.

Financial Plan

Receive your personal financial plan

You Found Us. Here’s The Deal.

We Work With Individuals and Families in Pasadena, CA and Nationwide

Derive Wealth is designed to have honest conversations.

Our goal is to sit on the same side of the table with you and to become your trusted partner for years to come.

We take transparency to the next level by keeping our fees flat and disclosed upfront. If this sounds like a good fit and aligns with the help you need, we would love to help.

Ryan Miyamoto, CFP®, MBA
Founder